PMJJBY — annual life-insurance information
Pradhan Mantri Jeevan Jyoti Bima Yojana is an annually renewable life-insurance arrangement accessed through participating banks and insurers. The official overview explains the entry-age range, auto-debit premium and death cover. Read the full enrolment and policy conditions before opting in; a bank account by itself does not mean insurance is active.
- Authority
- Department of Financial Services, Ministry of Finance
- Coverage
- All India
- Current status
- Official reference portal. Check the authority for availability and conditions.
What this service provides
- Life-cover overview
- Enrolment-condition information
- Premium and renewal information
₹2 lakh death cover under the policy terms; claims require insurer verification.
Who can use this service
Entry is for eligible bank-account holders aged 18–50, subject to scheme conditions and required consent.
Documents and information
Eligible bank account Consent for the annual premium auto-debit
Official fees / charges
Official annual premium shown by DFS: ₹436. Applicable enrolment and policy terms govern cover; private assistance is separate.
How to use the portal
- Check the scheme’s entry and cover conditions.
- Contact the participating bank or insurer.
- Give the required consent and confirm enrolment and renewal status.
Before you begin
Public official information was readable. Individual applications require the responsible authority or lender to assess the case.
Source and verification notes
Directory information checked on 8 October 2026. Verification method: direct-page. Public official information was readable. Individual applications require the responsible authority or lender to assess the case. Official evidence: https://financialservices.gov.in/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby
Important links
A reference to a loan or business programme is not an approval or a promise of finance. Read the lender’s eligibility, interest, fees and repayment terms. The lender decides sanction and disbursement.
Need help with this service?
Private assistance starts from ₹200.00. Official fees are extra where applicable. We confirm the scope and final charge first.
Keep OTPs, passwords and PINs private. Some steps require your own authentication, a centre visit or an authority’s decision.