PMEGP — enterprise creation and upgrade guidance
The PMEGP portal provides separate routes for new enterprises and qualifying second-loan upgrades. It explains the relationship between bank finance, beneficiary contribution and conditional margin-money support. Applicants can read eligibility, use the relevant application route and return through applicant login. Sanction depends on assessment, scheme rules and availability of funds.
- Authority
- Ministry of Micro, Small and Medium Enterprises
- Coverage
- All India
- Current status
- Official reference portal. Check the authority for availability and conditions.
What this service provides
- New-enterprise application route
- Second-loan upgrade route
- Applicant login
- Eligibility instructions
Bank loan with conditional margin-money subsidy. The loan must be repaid; subsidy is not unconditional cash on registration.
Who can use this service
New-unit applicants must be above 18. VIII pass applies above specified project-cost thresholds. Existing subsidised units and duplicate family assistance face restrictions; upgrade rules differ.
Documents and information
Identity and contact details requested by the selected application Education evidence where the project threshold requires it
Official fees / charges
Official fee, if any, is shown by the responsible portal for the selected service. Private assistance is separate.
How to use the portal
- Read the new-unit or upgrade criteria.
- Choose the route matching the enterprise.
- Prepare the portal-requested information and submit through the official process.
- Retain login details for follow-up.
Before you begin
Official portal and instructions were readable. Applicant login uses credentials and a CAPTCHA; no application was submitted.
Source and verification notes
Directory information checked on 8 October 2026. Verification method: direct-page. Official portal and instructions were readable. Applicant login uses credentials and a CAPTCHA; no application was submitted. Official evidence: https://pmegp.msme.gov.in/Home/HomePage
Important links
A reference to a loan or business programme is not an approval or a promise of finance. Read the lender’s eligibility, interest, fees and repayment terms. The lender decides sanction and disbursement.
Need help with this service?
Private assistance starts from ₹200.00. Official fees are extra where applicable. We confirm the scope and final charge first.
Keep OTPs, passwords and PINs private. Some steps require your own authentication, a centre visit or an authority’s decision.