PMMY / MUDRA — micro-enterprise loan guidance
MUDRA supports institutional credit for eligible micro-enterprises through participating banks, finance companies and microfinance institutions. The official overview separates Shishu, Kishore, Tarun and Tarun Plus borrowing categories and explains business purposes. Use it to discuss working capital or equipment finance with a lender; registration or an enquiry does not guarantee a loan.
- Authority
- Department of Financial Services, Ministry of Finance
- Coverage
- All India
- Current status
- Official reference portal. Check the authority for availability and conditions.
What this service provides
- Loan-category guidance
- Working-capital finance information
- Term-loan finance information
Repayable business credit; this is not a grant. Category limits and applicable interest are subject to scheme and lender terms.
Who can use this service
Eligible non-agricultural micro-enterprises, including specified allied agricultural activities. Tarun Plus requires a previously availed and successfully repaid Tarun loan. Lender assessment applies.
Documents and information
The official portal specifies the documents or inputs for the selected service. No universal document checklist has been verified for this directory entry.
Official fees / charges
Official fee, if any, is shown by the responsible portal for the selected service. Private assistance is separate.
How to use the portal
- Read the official borrowing categories.
- Identify a participating lender for the proposed business.
- Ask the lender for eligibility, costs and repayment terms before applying.
Before you begin
Public official information was readable. Individual applications require the responsible authority or lender to assess the case.
Source and verification notes
Directory information checked on 8 October 2026. Verification method: direct-page. Public official information was readable. Individual applications require the responsible authority or lender to assess the case. Official evidence: https://financialservices.gov.in/node/3467
Important links
A reference to a loan or business programme is not an approval or a promise of finance. Read the lender’s eligibility, interest, fees and repayment terms. The lender decides sanction and disbursement.
Need help with this service?
Private assistance starts from ₹200.00. Official fees are extra where applicable. We confirm the scope and final charge first.
Keep OTPs, passwords and PINs private. Some steps require your own authentication, a centre visit or an authority’s decision.