PM SVANidhi — street-vendor working-capital guidance
PM SVANidhi supports eligible street vendors with working-capital lending and related capacity support. The official restructuring announcement extends the lending period to March 2030 and revises the first two loan tranches. Check the applicable local-body coverage and lender process before applying; extension of the scheme is not an individual sanction.
- Authority
- Ministry of Housing and Urban Affairs and Department of Financial Services
- Coverage
- All India
- Current status
- Official reference portal. Check the authority for availability and conditions.
What this service provides
- Revised loan-tranche information
- Scheme-period information
- Official loan-channel link
Repayable working-capital loans, with staged access and conditions. Scheme continuation does not guarantee approval.
Who can use this service
Street-vendor eligibility and coverage must be established through the implementing local body and lender; expansion beyond statutory towns is phased.
Documents and information
The official portal specifies the documents or inputs for the selected service. No universal document checklist has been verified for this directory entry.
Official fees / charges
Official fee, if any, is shown by the responsible portal for the selected service. Private assistance is separate.
How to use the portal
- Read the revised scheme guidance.
- Confirm street-vendor eligibility and local coverage with the responsible urban body.
- Use the official loan channel and review repayment conditions.
Before you begin
Public official information was readable. Individual applications require the responsible authority or lender to assess the case.
Source and verification notes
Directory information checked on 8 October 2026. Verification method: direct-page. Public official information was readable. Individual applications require the responsible authority or lender to assess the case. Official evidence: https://www.pib.gov.in/PressReleasePage.aspx?PRID=2161157&lang=1®=3 https://financialservices.gov.in/jansamarth
Important links
A reference to a loan or business programme is not an approval or a promise of finance. Read the lender’s eligibility, interest, fees and repayment terms. The lender decides sanction and disbursement.
Need help with this service?
Private assistance starts from ₹200.00. Official fees are extra where applicable. We confirm the scope and final charge first.
Keep OTPs, passwords and PINs private. Some steps require your own authentication, a centre visit or an authority’s decision.