Kisan Credit Card — farm and allied-activity credit guidance
Kisan Credit Card guidance explains revolving and investment credit for cultivation, post-harvest needs and eligible allied activities. The government’s current backgrounder covers owner-cultivators, tenant farmers and qualifying groups, plus bank and assisted application channels. Borrowing limits and concessions require lender assessment; a KCC is credit with repayment obligations, not an agricultural cash grant.
- Authority
- Department of Agriculture and Farmers Welfare; participating lending banks
- Coverage
- All India
- Current status
- Official reference portal. Check the authority for availability and conditions.
What this service provides
- Farmer-category eligibility guidance
- Crop and allied-activity finance information
- Bank application guidance
- JanSamarth scheme route
Repayable agricultural credit; interest concessions depend on the applicable programme and repayment conditions.
Who can use this service
Owner-cultivators, tenants, oral lessees, sharecroppers and qualifying SHGs/JLGs may be covered, subject to lender and activity conditions.
Documents and information
Land or cultivation records as required for the borrower category Crop or activity information requested by the bank
Official fees / charges
Official fee, if any, is shown by the responsible portal for the selected service. Private assistance is separate.
How to use the portal
- Identify the farm or allied credit requirement.
- Ask a participating bank for the applicable KCC application and supporting records.
- Review the assessed limit, charges and repayment schedule.
Before you begin
Public official information was readable. Individual applications require the responsible authority or lender to assess the case.
Source and verification notes
Directory information checked on 8 October 2026. Verification method: direct-page. Public official information was readable. Individual applications require the responsible authority or lender to assess the case. Official evidence: https://www.pib.gov.in/PressReleasePage.aspx?PRID=2238004&lang=1®=3
Important links
Need help with this service?
Private assistance starts from ₹200.00. Official fees are extra where applicable. We confirm the scope and final charge first.
Keep OTPs, passwords and PINs private. Some steps require your own authentication, a centre visit or an authority’s decision.