Atal Pension Yojana — contribution and pension guidance
Atal Pension Yojana is a contributory retirement scheme with a selected minimum-pension level beginning at age 60. PFRDA’s FAQ explains joining conditions, nomination, contribution frequency and account servicing. New applicants must check the income-tax-payer restriction. This is a long-term contribution commitment, not a free pension payable immediately after registration.
- Authority
- Pension Fund Regulatory and Development Authority; Department of Financial Services
- Coverage
- All India
- Current status
- Official reference portal. Check the authority for availability and conditions.
What this service provides
- Joining-condition guidance
- Contribution and pension options
- Nomination guidance
- Account-servicing information
Chosen guaranteed minimum pension from age 60, subject to contributions and programme terms.
Who can use this service
Indian citizens aged 18–40 with an eligible savings account. Anyone who is or has been an income-tax payer cannot open a new APY account under the current joining rule.
Documents and information
Savings bank or post-office savings account Nominee details
Official fees / charges
Prescribed contributions depend on entry age, pension option and frequency. Delayed contributions can attract overdue interest; private assistance is separate.
How to use the portal
- Check joining age and income-tax eligibility.
- Review the contribution table for the chosen pension level.
- Approach the bank or post office holding the savings account.
- Confirm nomination and contribution instructions.
Before you begin
Public official information was readable. Individual applications require the responsible authority or lender to assess the case.
Source and verification notes
Directory information checked on 8 October 2026. Verification method: direct-page. Public official information was readable. Individual applications require the responsible authority or lender to assess the case. Official evidence: https://pfrda.org.in/hi/w/faqs/atal-pension-yojana
Important links
A reference to a loan or business programme is not an approval or a promise of finance. Read the lender’s eligibility, interest, fees and repayment terms. The lender decides sanction and disbursement.
Need help with this service?
Private assistance starts from ₹200.00. Official fees are extra where applicable. We confirm the scope and final charge first.
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